At Sarwa, we believe in the Modern Portfolio Theory, which states that the best way to maximize your returns based on the level of risk you’re taking is through diversification. We accomplish that by using ETFs.

Our investment philosophy is based on Modern Portfolio Theory. MPT won a Nobel Prize!
ETFs bring a lot of different securities together and carry much lower fees. They are more transparent, which means you know exactly which securities you’re investing in. ETFs trade like stocks, so you can gain access to your money quickly and are a great way to create diversification and lower risk.

We believe in passive investing and tracking markets instead of trying to beat them. Here's why:

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