What is Sarwa's referral program?

**The same rules apply for any promotions or bonus periods.

The Referral program described below applies to any and all Sarwa accounts (Invest, Trade, Save):

Refer a friend to Sarwa, and both of you will receive a $50 bonus in your Sarwa accounts!

What are the steps?

  1. If you are an existing Sarwa client, share your referral code or link with a friend to use during the sign-up process. The code/link can be found on your Sarwa account.
  2. Your friend must meet the minimum investment requirement (2,500 USD) within 90 days of opening their account. (This can be done via a one-time transfer or multiple transfers)
  3. The referral bonus will be added to both of your accounts within 1 business day of meeting the requirements. 

Kindly refer to the below for further instructions.

Mobile App:

(Refer to the Rewards sections at the bottom right-hand side)


Web Browser:

(Refer to the Get $50 section at the top right-hand side)

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General terms:

  • Clients who receive a referral bonus must keep it in their account for 90 days, otherwise it may be deducted from their final withdrawal amount
  • The referral bonus is not valid for referring Joint Account Holders
  • Referral codes must be used during the on-boarding process, and cannot be added retroactively
  • Sarwa reserves the right to amend, withdraw or restrict the provision of the referral bonus at any time without notice. If Sarwa suspects fraudulent or abusive behavior, inappropriate, offensive or derogatory language, or gaming of the system, Sarwa reserves the right to withdraw all promotions  including the referral bonus, and take any other action it deems appropriate including, but not limited to, closing the client’s account
  • The Referral program described above applies to Sarwa Invest, Sarwa Save, and Sarwa Trade.

Important Disclaimer:

For referrals between March 6th till March 20th 2024 under our “Double-Bonus” campaign,, please make sure to check the terms & conditions found below for more details on eligibility and payout. Any referral signing up outside of this period falls into the standard referral program mentioned above.

Terms and Conditions for the ongoing “Double-Bonus” campaign:

- Referred clients must fund a minimum investment of 2,500 USD within 90 days of opening their account.
- The campaign will run from March 6th till March 20th 2024, at 11:59 PM.
- Referrals who signed up before or after this date will not be considered eligible.
- Bonus qualifications will be reviewed monthly, and will be paid out to both parties at the start of the following month, if the requirements are met.
- This additional bonus will be paid out as a top-up, therefore the extra $50 will be paid out after the review period at start of the following month. The original $50 may be paid out prior to this.
- Any referral payouts needs to remain in the account for at least 6 months.
- The terms and conditions of this offer, including its overall availability, are at the sole and absolute discretion of Sarwa.


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