**The same rules apply for any promotions or bonus periods.
The Referral program described below applies to any and all Sarwa accounts (Invest, Trade, Save):
Refer a friend to Sarwa, and both of you will receive $50 bonus in your Sarwa accounts!
What are the steps?
- If you are an existing Sarwa client, share your referral code or link with a friend to use during the sign-up process. The code/link can be found on your Sarwa account.
- Your friend must meet the minimum investment requirement (2500 USD) within 90 days of opening their account. (This can be done via a one-time transfer or multiple transfers)
- The referral bonus will be added to both of your accounts within 30 business days of meeting the requirements.
Kindly refer to the below for further instructions.
Mobile App:
(Refer to the Rewards sections at the bottom right-hand side)
Web Browser:
(Refer to the Get USD 50 section at the top right-hand side)
General terms:
- Clients who receive a referral bonus must keep it in their account for 12 months, or the bonus may be deducted from their final withdrawal amount.
- To qualify, your friend must meet the minimum investment requirement of $2,500 within 90 days of opening their account—this can be done through a one-time transfer or multiple transfers.
- Referral bonuses are typically paid out within 30 days of the referred friend meeting the eligibility criteria.
- The referral bonus does not apply to Joint Account Holders, and referral codes must be entered during onboarding—they cannot be added later.
- Sarwa reserves the right to amend, delay, suspend, or cancel the referral bonus at any time without notice. In cases of suspected fraud, abuse, inappropriate language, or attempts to game the system, Sarwa may revoke all promotions, including the referral bonus, and take further action as needed, including closing the client’s account.