**The same rules apply for any promotions or bonus periods**
The Referral program described below applies to any Sarwa accounts (Invest, Trade, Save):
Refer a friend to Sarwa, and both of you will receive a 500 AED bonus in your Sarwa accounts!
What are the steps?
- If you are an existing Sarwa client, share your referral code or link with a friend to use during the sign-up process. The code/link can be found in your Sarwa account.
- Your friend must meet the minimum investment requirement (500 USD) within 90 days of opening their account. (This can be done via a one-time transfer or multiple transfers)
- The referral bonus will be added to both of your accounts within 30 business days of meeting the requirements.
Kindly refer to the instructions below
Mobile App:
(Refer to the Rewards sections at the bottom right-hand side)
Web Browser:
(Refer to the Get AED 500 section at the top right-hand side)
Referral Program Terms and Conditions:
- The Sarwa Referral Program offers a Referral Bonus to clients who refer a Referred Friend using a unique code entered during onboarding (codes cannot be added later).
- The Referred Friend must meet a Qualifying Investment of $500 within 90 days of account opening via one-time or multiple transfers.
- Referral Bonuses are typically paid out within 30 days of eligibility and must remain in the account for 12 months, or they will be deducted from the final withdrawal amount.
- This program excludes Joint Account Holders.
- Sarwa reserves the right to amend, delay, suspend, or cancel the Referral Bonus without notice and may revoke it, with potential account closure, for suspected fraud, abuse, or system manipulation.
- Please read the full Terms and Conditions here
Referral Campaign Eligibility:
- The current (new) referral campaign is only applicable to new users who register and sign up with Sarwa on or after March 27,2025.
- If you registered or signed up before March 27th, the previous referral campaign terms apply.
($50 referral bonus & $2500 minimum funded amount)