What are Sarwa Invest's management fees?

Sarwa Invest’s management fees range between 1.3% and 1.5% annually, depending on your Total Account Balance.

This balance is calculated as: Net deposits +/- profits & losses. If you have multiple Sarwa Invest portfolios, the fee is based on your cumulative account balance across all accounts.

The management fee is quoted annually but accrued daily and charged monthly for managing your investments. The greater of the monthly management fee OR $7 will be charged to your Sarwa Invest account every month. However, this minimum $7 charge will not apply for the first 3 months of using Sarwa Invest.

For example:

  • If your account balance is $10,000, the daily fee is (1.5% ÷ 365) × $10,000 ≈ $0.41/day. Over a 30-day month, the total fee would be ~$12.30, which will be charged.
  • If your account balance is $1,000, the daily fee is (1.5% ÷ 365) × $1,000 ≈ $0.041/day. Over a 30-day month, the total fee would be ~$1.23. However, since the $7 minimum applies, you will be charged $7 for the month.

Sarwa Invest’s management fees are determined by your assigned pricing tier, which is based on your Total Account Balance (AUM across all accounts):

  • Standard: <$100,000 – 1.5% annual fee OR $7/month minimum charge
  • Platinum: $100,000–$500,000 – 1.3% annual fee
  • Private Wealth: >$500,000 – preferential rates
  • Legacy: >$5,000,000 – preferential rates

To view your specific fees, go to the “Sarwa Tiers” section under the Account tab in the Sarwa app. This section shows your total account balance and the corresponding fee percentage for your pricing tier.

Note: If you started using Sarwa Invest before 2025, your pricing follows the structure that was in place when you joined and remains unchanged. These details are available in the same Sarwa Tiers section in the app. All pricing and fee details are updated in real-time in the app to ensure transparency for both long-time and new users.

 

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