Are there any transfer or funding fees?

Funding via Bank Transfer 

- If you are funding from or withdrawing to a local UAE bank in AED currency, there will be no bank transfer fees. If you are funding from an international bank in AED, please note that you may incur wire transfer fees from your bank as this is an international transfer. Wire transfer fees can include your banks' transfer fees and correspondent bank charges. You will also then face the FX rate when we convert from AED to USD. 
Sarwa does not charge any deposit fees. 

- If you are funding from or withdrawing to an international bank or locally in USD, you may incur international transfer fees and correspondent bank charges, since international wire transfers or local USD transfers are typically chargeable. Sarwa has no control over such type of bank fees and Sarwa does not charge any withdrawal fees.  


Funding via Debit Card

The following fees are applicable for card-based transactions:

Local (UAE-based) Debit Cards: 2.99% + 1 AED per transaction

International Debit Cards: 3.99% + 1 AED per transaction


FX rates