When will I receive my reward?
Here's the full timeline:
1. After the Campaign Period ends, your Qualifying Deposit has Settled, and a 30-day Verification Hold Period has passed, Sarwa will contact you by phone, email, and/or in-app notification, using the contact details on file, to confirm your delivery address and colour selection subject to availability.
2. You have 90 days from that notification to respond. If you don't respond in time, your Reward is treated as forfeited, and Sarwa may reallocate it at its sole discretion. It's your responsibility to keep your contact details up to date.
3. Once you confirm, your Reward will be shipped to that address within 60 days.
How will my reward be delivered?
Clients with a valid UAE delivery address will receive the physical device delivered within 60 days of confirming their address. Clients who are unable to provide a valid UAE delivery address will receive the cash equivalent of their reward credited to their Sarwa account instead.
Can I change, exchange, or get cash instead of my device?
No. The Reward has no cash value and can't be exchanged for cash, credit, or an alternative product. Once you confirm your colour selection, where applicable, it's final and can't be changed. Sarwa isn't the manufacturer, so it doesn't handle returns; any product defects should go to Apple's standard warranty support instead.
The one exception is if your specific device or colour becomes unavailable (e.g., stock shortage or discontinuation), Sarwa may substitute it with a comparable current-generation Apple device of equal or greater retail value, or an Apple Gift Card of equal or greater value.
Terms and conditions:
Eligibility: Open to new and existing clients. Register for the campaign in the Sarwa app and deposit new external funds of $75,000 or more across any of your Sarwa accounts (Invest, Trade, or Save) between September 25, 2026 and October 20, 2026. The combined value of your deposits across your accounts during this period determines your reward tier.
Reward: Your reward depends on your total qualifying deposit: (i) $75,000–$149,999 → iPhone 18 Pro (256GB); (ii) $150,000–$299,999 → iPhone 18 Pro (256GB) and MacBook Air 13" M5 (512GB, 16GB RAM, 10-core CPU, 8-core GPU); (iii) $300,000 or more → iPhone 18 Pro (256GB) and Apple Studio Display (27-inch, standard glass, tilt-adjustable stand). You only receive one reward tier based on your total qualifying deposit at campaign end. Once your deposit settles and the campaign ends, we'll contact you to confirm your preferred device colour, subject to availability and delivery address. Clients who do not respond within 90 days will have the reward forfeited. Delivery follows within 60 days of your confirmation. Rewards do not include AppleCare+.
Retention: Maintain your combined Sarwa balance at or above your reward tier's minimum deposit for 12 months. Any withdrawal above 20% of your qualifying deposit amount will forfeit the reward and may be subject to clawback, whereby Sarwa may deduct a prorated portion of your device's retail value directly from your account.
Exclusions: Only new external funds qualify. Transfers between your own Sarwa accounts and re-deposited withdrawals are not eligible. One reward per client. Sarwa reserves the right to disqualify any client suspected of fraudulent activity, including withdrawing funds before the campaign period and redepositing them to claim the reward. The offer, its terms, and availability are at Sarwa's sole discretion.